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Write for me internet of things conceptual framework write for me list of capstone project titles for information technology 2018 biblical exegesis thesis statement okay thank you see a couple questions for one you want to just clarify that there is no federal funding available for the weekend MBA program has actually a private or alternative alone they are credit based and along those lines if you kind of give us a IPS to the lead time how long before somebody applies alone and receive approval maybe also walk us through the process in terms of for me applies alone then what happens now you refer to the private sector here either private educational okay we'll start with the we'll set with the private moment 441 here government has come out with some new regulations in the past year to really ensure that the student actually knows what they're getting into here for borrowing these loans because you know I mean there is a deaf actor here that's that's going to be taken on by the student the government really wants to make that student where that they're borrowing loans and then there's various application procedures and disclosures that have to be completed well during the application process so if you were to go online in a pin again I strongly encourage everyone to apply for these loans online if you were to go online and apply for this loan it may be several weeks before you see a disbursement because xyt have to be in place and really the Leonard reaches out to you for each staff to make sure that you have for instance your self certification form completed now a self certification form is necessary for all of these private loans it's really just a question to you to say have you received any sort of federal aid what eight have you received and what's your bottom line that you're going to be borrowing and that's something that's it wouldn't the passively here so there are other disclosures along those lines and there is more information on our website under the alternative loan section about all three of the disclosures and that can be found at ww albany edu slash financial aid and then just go to the student loans link and then there's an alternative loan section there and it really just specifies all three of these two different disclosures in the application process so only short you know the application process is not in the term quick turnaround time as it was in the past for any of you that have borrowed these balls before we could have had the funds in a week but I would expect I would anticipate those funds being dispersed to the school with another within a three to four week period if everything is taken care of in a timely manner now as for the federal loans here that that's really up to you to make sure that the master promissory note is taken care of you know you've gone on to what's use my oven you here for instance you volunteer my evolving you've accepted these loans your entrance counseling done is dog your master promissory note is done shortly thereafter we send what's called the origination record out to the Department of Education we receive a response and disperse the fun so I mean if everything is done at the time for that you can receive fonts with it within a week or within a few days so that's a quick turnaround time for those that's your question it does seem thank you very much sure and the questions for more attendees at all doesn't look like it my contact information is on the screen right now the mission on the mba program director you have my email address you have my phone number of fast housewife twitter handle so I think if you have any questions about that we can mba program which as we know it's a cohort structure including international business trip and is the value of leader among executive level mba programs in new york state please contact me a lot of prospective students contact me to sit in on the class to get a better feel for the the program talk with the students and instructor that's a definite possible as well as when peace want any more information or sit in on the class please let me know and in terms of coming attractions on our next slide i believe we have our next webinar it is Monday May second 430 p.m. we've kind of just at the time a little bit go from 415 to 430 title is MBAs and finance and the presenter is Alyssa Quinn who's the first vice president for you at ubs financial services and also a principal in the Clinton group and we do have another question here question is can i qualify for a loan if I have income over fifty thousand dollars I would imagine that we're referring to the direct staff or a bone here and yeah and that's when I kind of threw that in attack on me see if I can back up here oops oh that's in the wrong way so let's just go the right way okay so you know the person that has to be done for that is completing the FAFSA form regardless if you make fifty thousand to a million I you know if you have make a million dollars i'm tryna you're just going to pay cash but anyway if you make it a thousand dollar sixty thousand dollars as long as as fast the form is completed you will be eligible for stafford punting okay you might not be eligible for the subsidized loan but it would you would at least be eligible for the unsubsidized long again the unsubsidized loan might come up to a moment of 20,500 when you fill out the fafsa form it kicks out what's called an EFC or expected Family Contribution number that determines all need-based loans okay in terms on ebay state determines what your financial aid package is going to be as a whole so this EFC number would determine if you're eligible for subsidized versus an unsubsidized font but no matter what yes you are eligible for unsubsidized loans okay another question we have from our guest Steve is does a students employers financial position affect their ability to get aid my aunt my guess is no but what do you think well it depends i mean i agree when you're done but it's probably a no depending upon them you know you're going to get tuition reimbursement generally that just goes right to the student or the borrower so we don't necessarily see that but now it should it should affect it okay levers unless upon to directly come to the school then we might have to reduce your ear package means we can / fund one draw so yeah and then one of our attendees here has some mostly payment concerns i guess they want to know what the mostly payment would be for an mba loan at about six percent depending upon the principle well thank for example if they want to take out a principle of the first year of the weekend mba program so that's about 19,200 okay yeah at six percent I mean generally these are it's a simple interest loan so it's it's generally 120 payments or over 10 year period and if that interest is fixed at six percent I don't have a calculator handy but it's the old i equals PRT I would imagine hear that so either calculate that so our you know it's it's rich of simple interest of all sure make sense I think that's it for our questions I want to again thank Steve for being a presenter like to thank our once again behind the scenes wizard label avec for doing all the controls for us here and also most importantly one thank the attendees for joining us for this webinar our next webinar is May second until that time take care and hope to talk to you soon bye thank you write for me capstone hotel tuscaloosa School of Humanities and Sciences.