Write For Me Enterprise Risk Management Process Meaning
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Write for me enterprise risk management process meaning

Write for me enterprise risk management process meaning capstone investment advisors nyc for money ford reconnaissance report hi this is sandy Bachman author of the best-selling book lower your taxes big time over the past 20 years i have taught thousands of home-based business owners how to save millions on their taxes I spent three years in the tax department of the international accounting firm shoosh Ross and also five years as a legal specialist in the office of the chief counsel for the Internal Revenue Service currently on the CEO of the tax reduction Institute over the next few minutes I'm going to explain why you be brain dead not to have a home-based business I believe you will find that this is going to be the most important four minutes of your life when it comes to your financial future so you may want to take some notes and put aside anything that might distract you first of all I want to emphasize something right up front the rich know something that most people don't know they have a secret and the secret is that we have to tax systems in the United States now when I say that most people think that there's one for the rich and one for the poor that's not quite true there's one to make you rich and then there's one to make you poor there's one for employees which is designed to take your wealth and make you for because you are taxed on dollar one and then there's one for self-employed individuals which is designed to create economic growth and the reason for that is that small business generates over seventy percent of the job growth in North America it is not IBM it's not Microsoft or American Airlines it's small business so Congress passes good tax laws for small business in fact the important point is that small business get to take deductions first before they pay any taxes unlike employees who have to make taxes on da one you can save big money by taking advantage of these good tax laws and these laws are available to you in business whether it's in full time and business or part time or just in your spare time it doesn't matter as long as you run your business with an honest expectation of profits which means you're really trying to make money in fact if you know what you're doing in a small business you have the potential to write off part of your house your spouse the equivalent of your kids education and weddings I'm not kidding when I said that by the way you can set up a pension plan that makes any government plan scene poultry by comparison the potential is just enormous good proof of this was illustrated by a lady named Jane Brian Quinn Jane Brian Quinn is a nationally syndicated economist you may have heard of us she is nationally known commentator on personal finance the books and columns read and trusted by millions she did a study of a couple who made forty thousand dollars a year and forty thousand didn't go that far so the husband said to the wife honey you got to go out and get a job which he did and she made an extra twenty thousand dollars now they're looking at their bank account and they see no difference at the end of the year I mean she's making 20,000 more than she made the year before what's going on did you ever hear what you have to have two incomes to make it in this country do you know why you're about to get a six-month financial planning course the next few minutes follow along as I show you why the extra job was the wrong decision the following example is based on 2009 tax rates on that $20,000 they have to pay forty eight hundred and forty five dollars in new federal and state taxes most of that was non-deductible they have to pay Social Security of seven point six five percent on twenty thousand dollars that's fifteen hundred and thirty dollars of Social Security which is non-deductible we assume that they drove 10 miles a day round trip and that's probably pretty conservative I think well let's go with that ten miles a day round trip five days a week 52 weeks a year and IRS is current 55 santa maría that's fourteen hundred and thirty dollars of commuting which is non-deductible we assume lunch is at work and we assume that they spent seven dollars a day five days a week 50 weeks a year that's seventeen hundred fifty dollars of lunches which is non-deductible we assume that you have to have clothing better clothing in fact if you're working more upkeep because now you're working you're going to have more dry cleaning and that's gone up by at least twelve hundred dollars over not working and finally with both spouses working you think they want to cook at now they wanting it out where their food costs have gone up by at least two thousand dollars and what about childcare I bet you they spend at least 125 hours a week in our example I'm not sure we can get childcare for three kids $425 but $125 a week 50 weeks a year is sixty two hundred and fifty dollars in child here most of that is non-deductible in fact though you get a little bit of a credit on that out of the twenty thousand dollars they've earned from the part-time job they are only left with a staggering 995 dollars a year they're putting in tons of hours working they're putting up with a commute and they're putting up with a boss that has spelled backwards double s hobie you know I know it sounds funny but it really isn't and people are working two jobs three jobs and nobody is able to watch the kids so what's the answer the answer is to take advantage of the greatest tax write-offs available in America and that is by having a home-based business and working that business like a business nothing can be better than that because if you know what you're doing you can ride off as i mentioned part of your house your spouse the equivalent of your kids education and weddings you can set up a pension plan that makes any government plans seem poultry by comparison and there's much more than just the tax benefits for example you get tremendous time freedom you can work out of your home you dictate your own hours and not be subject to the boss's whims if you need to go somewhere or go to your kids basket go to your sons or daughters music lessons or concerts you can do that there's no commute there's no liability or very little liability with home based businesses you don't have any employees and you can make unlimited income and that's probably the most important factor for having a home-based business there is no glass ceiling of any type having a home-based business is probably the smartest thing that anyone can do and what amazes me is that people will work overtime to try to get ahead in a company when frankly they should be putting in as little time as possible to avoid getting fired and getting a part-time home-based business going who knows maybe that business will generate enough money we can quit your job all together would that be nice that's the point having a home-based business will generate enormous benefits for yourself and your family it's something you should really consider and it will make your life a lot less taxing I would strongly encourage you to carefully evaluate and get started with your own home-based business today the tax benefits are incredible but a home business has so much more to offer extra income being your own boss financial security setting your own hours working from the comfort of your home more time with family and the list goes on and on most importantly you are working on your dream instead of someone else's now that's the beautiful thing you sport management capstone project order University of Rochester.

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