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Do my capstone medical wembley capstone interests llc for money prabhas photos in mirchi movie review welcome back to aging in you although some of the new health benefits included in the Affordable Care Act are available already other changes will be phased in over the next several years with me to talk about some of those changes and how they will affect Medicare beneficiaries in New York is Norma Harris normal is a health insurance specialist with the Center for Medicare and Medicaid Services and an expert on the state health insurance assistance programs often known as ship ship is a national program that offers one-on-one counseling and assistance to people with Medicare and their families welcome to the show Norma thank you can you describe what is the Centers for Medicare Medicaid Services and really what does it do well the Centers for Medicare and Medicaid Services is the federal agency that administers Medicare and overseas Medicaid that children's health insurance program and several other programs that you may run into we also were the ones that certify hospitals and special skilled nursing facilities and we're also responsible for making sure that the laboratories have performed tests for our beneficiaries are properly certified so we do all of that and more and that's a lot i agree now as a CMS health insurance specialist what's your role part of what I do involves training our partners for example we have Medicare II national Medicare programs that do training to teach the Medicare program to our partners who go out and help us talk about what Medicare is we also do outreach to the general public we go to different places and we talked about the Medicare program we teach not only beneficiaries but caregivers and coming of ages what Medicare is how it is useful to each person and we would like to make sure that the next generation of Medicare beneficiaries understand the program well so we encourage caregivers and coming of ages to participate in these training sessions and that's a real important point in terms of preparation for the time when you're going to need it as well as the current beneficiaries now I mentioned the ship program which nationally is what it's called how does program assist people in New York and also there's a different name for it in New York State right well the ship program it's the acronym is as sh IP but it's really stands for state health insurance Assistance Program these are volunteer counselors that assist people with Medicare to make healthcare decisions about what it is they need if they need to enroll in a part d plan if they need to have medicare fee-for-service instead of a Medicare health plan Medicare Advantage man these are the people that can help them make these decisions they also help them to find supplements to their health care if that is needed and they also help them to enroll in the various assistance programs that help people pay for their part a or they part bees and the ships will all do that for any medicare beneficiary as well as train coming of ages now you had mentioned volunteers as a key component we have a video clip of one of the volunteers of the high cap program in Orange County my name is Stuart ception I am a hicap counselor in Orange County working for the office of the aging as a retired teacher I was looking for something to do and in our nisan newsletter there was an ad for individuals interesting volunteering and finding out more about Medicare as I'm approaching the age of Medicare I decided that it would be worth my while to find out everything it was to know about Medicare to better take care of myself and volunteering is a hicap counselor has given me the opportunity to learn Medicare inside and out and to also provide a very valuable resource to the seniors in my community the rewarding part for me is working with seniors in my community and helping them to evolve and their insurance needs that make it manageable for them financially and at the same time give them terrific coverage that enables them to live a healthy lifestyle and if they're unfortunate that they have healthcare issues to have a policy that will cover their issues and not leave them economically destitute and working with these seniors as truly open my eyes to the diversity in our community and that is giving me great enjoyment to help these people through this maze of Medicare well that is quite an exceptional volunteer now can you tell me really the role of volunteers they seemed to me to be the lifeblood of this program and it's a very complicated program Medicare and other health insurance benefits they are complicated today but these volunteers assist people to enroll in Medicare plans they assist them to make decisions about what kind of health care would suit them best not every plan is good for everybody and not everybody needs a plan some people need the original medicare fee-for-service and a Medigap so that's what the counselors do now are they trained obviously they'd have to be trained how does that work they are trained the directors in each County are trained and the directors of each County train all of their volunteers we do have a state director Linda petrosino here in New York and she's also trained by the Centers for Medicare and Medicaid Services who of course under rights this program to ship program it is a national program and they're all receive equal training excellent now if somebody wants to be a volunteer in this important program what's your advice on how they would go about doing that the first thing I would do is contact your county office of aging they are always looking for volunteers and it is very important program mostly because it's pair education seniors helping seniors people who are already involved in a program are helping each other and so that part is very very important because people that are helping the people that are counseling understand the needs ok thank you now the prescription drugs have long been a concern for many older New Yorkers where can people turn for help to get a better understanding to help them with their particular situation the ships would be number one secondly of course an always available 1-800 Medicare for a live person 24-7 they're available and of course the CMS website w WM editor gov they can always receive help layer if they're not satisfied with their help they need to call a plan that they're involved in and they will be required to help them if that is not sufficient call the Centers for Medicare and cade services we will ensure that no one goes without prescription drugs well excellent or my thank you so much for being here to share again those additional resources that people have and their many and I think it's going to be important for older adults to understand those and certainly the the information that you had talked about in terms of reaching out to younger populations and caregivers to prep them for their time when they reach the Medicare our time has run out and I really want to thank Norma Harris for joining me today to explain some of the changes in Medicare benefits which have resulted from the new Affordable Care Act if you have any questions related to Medicare or your health insurance please contact hicap the health insurance information counseling and assistance program at one eight hundred 70 1050 one in our next segment I will be discussing efforts in New York State to combat Medicare fraud and abuse write for me capstone cottages lubbock hours University at Buffalo.