Capstone Center University Of Alabama
Sullivan County
Capstone Center University Of Alabama Amsterdam Avenue zip 10033
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Capstone center university of alabama

Capstone center university of alabama write for me capstone origination school free e thesis ´╗┐hello Lois from students and answer planning here again this time we're going to talk about other resources where else can you find money to make college more affordable in our last video we talked briefly about the five options Kansas Wesleyan has to offer but here's a bit more detail about option three the Parent PLUS loan this is a federal government program it's for those families that could not save enough for college it's easy to qualify they do a slight credit check but they only check for four items but the parent who is borrowing is not in default on their own federal student loans they have no federal tax lien they have no bankruptcy or foreclosure in the preceding five years and no item on their credit report more than 90 days past due if none of those things appear on the credit report the application will be approved the interest rate is six point three one percent and an origination fee of four point two seven six it's not the cheapest loan a high psycho score co-borrower was the alternative loan can be cheaper it's easy to apply for a Parent PLUS loan now the apparent who is going to borrow logs on at www.studentloans.gov with their FSA ID that's the username and password they use to sign FAFSA they get an immediate response now interestingly enough if the parents application is declined all four of the items that are looked at can be appealed or the parent can obtain a cosigner if they have a cosigner for their Parent PLUS loan the same credit check is applied to the cosigner they only look for those four items if the cosigner is going to be added to the parents application they also log on at www.studentloans.gov with their FSA ID makes this loan very achievable plus payment on this loan can be postponed until six months after graduation or the student ceases to be enrolled at least half time interest of course is accruing and will be capitalized if not paid by the end of the year then one is paying interest on interest which is just not financially healthy the loan has some good features the parent can borrow more than just the remaining balance that can help with many other expenses related to going to school let us know how much you want to borrow another benefit is the loan is forgiven if the parent or student passes away before the loan is paid in full if the borrower becomes permantly disabled and if they work in public service they can also qualify for some part of the loan to be cancelled option four and five are the private alternative loans again this is a high five go score alone it's a bank loan so approval is set by whether the FICO score of the borrower and the co borrower pass or credit standards and the industry is also set by the FICO score there is no origination fee the student can be the borrower and anyone can be the cosigner doesn't have to be a parent sometimes grandparents step in here you apply the lender of your choice at their site electronically online the three largest volume lenders are Sallie Mae Wells Fargo and discover the URLs to those three lenders are on our payment selection form but we work with any lender you choose read the promissory note carefully for specific terms and benefits of your loan payment can be deferred until after graduation or the student drops below halftime standing remember interest is occurring on this loan as well in the prior video we talked about Kansas Wesleyan scholarships again these are awarded automatically so don't hesitate to contact if you have questions about them College is a four-year investment so there were new ability of scholarships is very important to understand when you choose your school think four years renewable scholarships and improvable scholarships aren't important at Kansas Wesleyan your academic scholarship will renew as long as you maintain a 2.5 grade point average and you are enrolled in at least 12 hours in on ground classes the performance scholarship for activity renew is only at 2.0 and continued participation in activities you can change your activity but to improve your scholarship after your first year we will evaluate based entirely on your Kansas Wesleyan cumulative grade point average you can improve your scholarship so for example if you began with a university scholarship and you qualified through 3.0 Kansas Wesleyan cumulative grade point average you could move up to the Pioneer scholarship that improves your scholarship by $2,000 a year if you had a 3.5 you could jump all the way to 10,000 at Kansas Wesleyan it pays to do well academically state of Kansas residents pay attention to this because the state of Kansas has an extremely generous state scholarship program you apply annual annually at wwk do re org the priority deadline is May 1 each year there is a fee of $12 generally the scholarships are only available to Kansas residents particularly interesting our scholarships for teacher education nursing a minority scholarship and Kansas scholars curriculum for more details go to the URL on the power point outside scholarships are a rich source of additional free money this screen shows a flyer about scholarship searching you can find that flyer on our website on the outside scholarship opportunities page we also maintain a list of currently available outside scholarship opportunities and search engines on our web site in searching for outside scholarships volume is the key to successful searching I always advise 150 applications a year should be your goal to submit successful scholarship searching is about volume and strategic use of your time submitting 10 applications may be a waste of your time but submitting 150 will reap rewards in your scholarship essay address the mission of the donor how your education will advance the cause that was close enough the donors heart to cause them to part with their money this will make your application stand out most scholarship essays just wine I am so great give me money the good one ties the mission of the donor with your education sometimes it's hard to connect these two things sometimes creative writing is involved have an English teacher review the paper with a red pen get it grammatically spelling and punctuation perfect you've invested an hour and have a perfect scholarship essay submit it then go on to the next scholarship just change the essay to this donors mission ten minutes in ten hours you can do one hundred and fifty at easily if you only reaped two thousand dollars from that that still two hundred dollars an hour don't forget apply for outside scholarships every year also think in terms of being safe the internet is no place to put your personal information and entrusted with strangers see the guidance on our website from the US Department of Education about avoiding scholarship scams send the notices you get about your scholarships to us so we can add them to your award letter and reduce your gap we are here to help this is our contact information don't be shy reach out to us and finally don't forget education tax credits you will save money on your federal taxes for having a student in college the document you will need for your tax repair is the IRS form 1098-t the 1098-t forms are prepared by kwu and posted to the students Mike aw student portal by January 31st of each year we will post an announcement to students on their kW email to download the form and send it to your mom and dad so mom and dad and students to be remember we're your partners in the financing of your education know the only questions that's a dumb question is the one you don't ask us our phone numbers and our email addresses are located on this panel reach out we'll be happy to help no question is a bother and we are your partners in the financing of your Kansas Wesleyan education we look forward to seeing you on campus you [Music] capstone financial services memphis for money Tri-State College of Acupuncture.

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